About Us

Our Founders' Story

For the working class… by the working class.

Our founders come from working class backgrounds. Our families immigrated from Norway, India & other countries to America. Our forefathers provided for their family with hard labor in farming, manufacturing, construction, shipping, military service, and more.

We believe the working class deserve more… a better way to earn a living.

Working class background
Erik Norgaard

Erik Norgaard

Founder / CEO

Our mission is to increase the (HHI) Household Income for the Middle Class

Mission Statement

Unlock the potential of exponential economic growth be giving millions of working class people the opportunity to sell their services for as much money as the market will bear.

Fuel economic resilience and vibrancy of the underserved working class. 

Capitalism 2.0

We believe we are at the precipice of a monumental technology shift towards open, community-driven, and decentralized services—a seismic shift will be one of the most important technological developments since the advent of the web.

Future of Work

Redefining how people get paid for the services they provide at a rate commensurate with their needs.

Workforce

Empowering a decentralized workforce enables people to work whereever they want, whenever they want, how much they want, and on the terms they want.

Economic Inclusion

People of various backgrounds and skillsets can earn a living doing the tasks they’re talented in performing. 

Purpose-Built

Building a more open, community-driven, and decentralized internet to benefit underserved individuals, families and communities. 

ESG Commitment

We take an active approach to ESG factors: Active governance,  sustainable growth, fair employment, economic inclusion, and community engagement. 

Double Impact

Our impact focuses on workforce development, economic mobility, advancing ESG, and impact management. We believe our active approach is critical for maximizing financial and impact outcomes.

Sustainable

Financial empowerment for working class individuals helps to overcome systemmic issues that have long impacted blue collar workers. This enables sustainable community-based economies. 

Founders story
Humble beginnings

Started in 2024

Former Google, JP Morgan Chase, UPS, Wells Fargo. Fintech, platforms, SaaS enterprise builders.

In 2024, co-founders Erik Norgaard and Aju Thomas, along with their colleagues, noticed a common pain point in the labor market: Sell your services & labor anywhere, anytime!

Millions of job applications go unnoticed. Meanwhile, millions of skilled people go without work. The job market is broken and it neither benefits workers nor employers. That’s when we rolled up our sleeves to pull multiple all-nighters to launch the first version of RateCards. It’s been a game-changer ever since!

RateCards is the in-demand tool for hardworking folks – whether you work in construction, hospitality, retail, freelancer, gig-worker, blue collar, bartender, medical worker, clerical jobs, food industry, delivery driver, electrician, plumber, childcare worker, sales rep, customer service, artist, or just trying to drive sales for your services online. RateCards makes work easier for all of us.

We’re a collective of average people from humble beginnings, dedicated to providing working class people with amazing tools to get paid for their work. We call America, home, but are big believers in work from anywhere.

Empower the Working Class!

 

RateCards

Link-in-Bio Payment App for the Working Class

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